Wealth BLOG

Unique Approaches to Create Wealth like Millionaires Do

Get off the Rat Race and Find Top Secrets of Wealth Creation

Budgeting is the first step towards saving and multiplying money. In today’s economy, it is very important to keep a watch on your spending and inculcate the habit of budgeting so that one is able to save for a rainy day or simply for an extravagance that one would like to treat oneself to. While giving due thought to your income and expenses, if you wish to enjoy the financial independence, prepare a budgeting plan right now and implement it in an absolute manner. One thing that we all need to get engraved in our minds is that ‘Money doesn’t come easy’, hence, it is important to value the money you get and save it for tough times. However, saving money doesn’t mean that you will have to give up on all the good things in life. Of course not! You don’t need to put yourself in a tight spot by limiting yourself completely. Instead, just make some alterations to your lifestyle, but not to the point where you cannot enjoy your life.

How To Build Your Net Worth

When you have figured a budget plan for yourself and most importantly, have stick to it, you will see how much you have been able to save. And if you have mastered this crucial discipline of budgeting, then you are already on the path of success and have probably learned How to build your net worth. But if not yet, no need to worry! We understand that not everyone has a discerning eye to know how and where to invest their saved money to seek fruitful results. For this reason, we have stepped in along with the masters to educate people like you about the necessity and advantages of saving and investing money, and also guide you in making lucrative decisions for a secured financial future.

How to Build Wealth

Perhaps, the reason why you are probably here is that you want to take a great plunge and know How to build wealth. Therefore, we help you analyze your current salary, lifestyle, priorities in life, your goals, and make a plan that would help you reach your set goals whilst ensuring your money for unforeseen circumstances. It’s no denying fact that everybody wants to embrace the security that comes from having their finances in order and building wealth. However, it is not imperative to earn a large six-figure salary in order to accumulate a good-sized nest egg and build wealth. Even if you have nothing now, and wondering about how to build wealth with no money, you can start applying our wealth building techniques that will back you up with a debt-free life.

Well, living in today is absolutely alright, but we also have to think about tomorrow, especially when you are fast approaching your retirement. But before you think about how to build wealth after 50, there are many things one needs to consider like current economic status, expenses, asset analysis, and of course liabilities. Further to give you a clear picture of your financial stability, we provide you with some interesting tips and ideas that will help you maximize your savings potential for a secured future. We assist you with our strategic investment ideas that will help you feel confident, secure and lead a calm and peaceful life while enjoying the financial freedom.

How to Build Wealth With Real Estate

No doubt, one can start building wealth at any stage of life, if he/she has a proper plan to utilize the savings and funds carefully. Investing money at the right time and at the right place definitely yields good returns. Indeed, in the current scenario, the only investment avenue that seems to be the most promising is Real Estate for sure. Thus, we have rolled out a book featuring various money making ideas and how to build wealth with real estate. Our book presents plans and programs which offer you minimum risks and high profit, hence keeping the investor safe. So if you have saved up some money and interested in learning how good investments are made, then you can have a look at our helpful resource which will prove to be very beneficial in fulfilling your wealth creation dreams.

How to Build Wealth in Your 30’s

If you are in your 30s life is now beginning to take shape. If you started investing in the 20s well and good; at least you have something to build. Truth be told though, most people zoom through their 20s in a blur trying to figure out their lives. Most likely you are wondering how to build wealth in your 30’s and you should not worry because you are not alone.

After some trial and error you are now making money but remember, the goal should be wealth creation. This is the only way to gain financial freedom in your life and guarantee you have a solid foundation for the future.

It doesn’t matter whether you are still grappling with student loans and credit card debt. You must take time to rethink your finances. Below are key highlights that should guide your financial life in the 30s. Using these ideas, you will be able to look back satisfactorily at the 30s as the phase in your life when you made the right moves.

how to build wealth in your 30's

 

 

 

 

 

 

Start with Major Goals

You are now mapping out a long financial journey which will take several years and for you to get this right, you must start with a plan. This means sitting down alone or with your spouse and setting goals which you need to achieve. Among the crucial goals that can guide you are:

1. Create an Emergency Fund

Things don’t always work out the way you would like. Even the best set plans can go awry and this is a good reason to build an emergency fund. This in some quarter is also called a safety net fund and should cover your expenses for 3 to 6 months if anything happens. If you had already started an emergency fund in your 20s it is time to kick your emergency fund savings into high gear.

2. Start A Retirement Plan

It’s never too late to save for your retirement and this is why you should set up a retirement fund. You might feel all lively today but remember there will be a time when you will not have the same energy. If you already have a retirement fund, then increase your savings by around 15% preferably in in a Roth 401(k).

3. Plan For Major Purchases

At this point in life, you need a goal-driven plan for major purchases including weddings, a family trip or a home. Buying a home should be at the top of your mind because this is one of the most important investments you can make in life.

4. Advance Your Career

Now that you have developed a marketable skill in your 20s, it is time to up the game and grow your net worth automatically by going back to school. Do your research about ways to advance your career as this will increase your value in the job market. This is a big way to build your wealth.

5. Adjust your Insurance

As a rule of thumb when goring wealth, it is important to keep adjusting your insurance. As your assets continue growing, make sure you have the right cover to protect them. Think about renters insurance, home insurance, life insurance and other types of policies that will protect your family and your assets.

Of course there are many other considerations including paying off non-mortgage debt, diversifying and rebalancing investments, monitoring credit among others.

These are just a few of the tips you get from the life changing eBook entitled How to Build Wealth From Nothing or the wealth Bible by Carael Knight The Internet CEO. This revolutionary book covers topics such as understanding wealth, financial literacy and wealth, the difference between being wealthy verses being rich, investing verses saving, real estate investing and so much more. It is a must read for anyone in their 30s and indeed everyone who wants to build wealth.

How to build wealth in your 20s

how to build wealth in your 20s

There are a lot of young people, who wonder about the question,

“How to build wealth in your 20s?” It is something that is understandable, considering that money is one of the most important things in the world and plays a major role in maintaining a good standard of living.

While there are certainly plenty of strategies that can be employed for the accumulation of wealth, one of the best ways that people can build wealth in their twenties is by simply getting a good job.

The reason for this is that unlike starting a business or something similar,

all you need to do to get a job is to simply get the appropriate skills and they

will be in a position to get hired by a company. It’s a much surer way of

getting a steady flow of income, as opposed to starting a business or

anything else that might take a long amount of time.

 

This is in fact something that has been traditionally chosen as a path for

building wealth as well as earning a living, due to the fact that not everyone

will be in a better position to start their own business or earn money in any

other unconventional manner. In fact it can be said that most of the people

who work today are working in a job and will probably do it until the day

they retire.

 

Having said that, not every job will pay sufficient wages to allow wealthbuilding

of wealth. On the contrary, most jobs pay nothing more than the

bare minimum that one would need in order to sustain a living. It is

because of this that when one makes the choice to go for a job, one chooses

a profession that pays them a good amount of wages that are capable

sustaining a high standard of living.

 

Coming to the actual profession that people will be going in for, there are a

couple of choices that one can select from that will pay then a good wage.

These jobs come under the category of White collar professions, which is

just another way of saying that they are jobs which require people to use

their brains. They require the use of skills that involve intelligence and

creativity, as opposed to physical strength and manual labor.
This is something that is in stark contrast to blue collar jobs, where the job

that needs to be done requires more of physical strength as opposed to

mental capabilities. These jobs include everything that comes under the

category of stem professions. If one can make the choice to go in for a

degree in an STEM field, and get good at the skill set de have chosen, one is

sure to get a job that will pay them well. Some examples of such professions

include doctors, nurses, accountants, engineers, etc.

 

It should be added here that not all blue-collar jobs pay a low wage. In fact,

there are a lot of blue-collar skills that pay wages that are well above what is

made by white-collar workers. This would perhaps take a bit of searching

but as a rule of thumb, it should be understood that generally speaking, one

is far more likely to get higher wages as a knowledge worker as opposed to

manual labor.

 

In all, every single person in his or her twenties will find that getting a job

will probably be one of the best ways we can start on the path to building

wealth. But one should remember the fact that this will prove to be a

success only if people go in for white collar professions and not blue Collar

ones.

How to build wealth in your 20s – Saving

 

Saving money is never actually thought of a sum method to build wealth.

However it can prove to be an excellent strategy for building wealth if it is

done in the appropriate manner. It is perhaps one of the best answers that

one can get for learning how to build wealth in your 20s.

 

This is an especially good strategy when it comes to those who are looking

to build their wealth and are in their twenties. In fact, saving can be an

excellent strategy for those who are young, compared to those who aren’t

due to the leverage of time, which will be explained shortly.

 

The way that saving works is quite simple to understand if people know

how the banking system works. One of the principles of modern day

banking is the concept of interest. It is through this principle that much of

the wealth building occurs. The principal of interest is quite easy to

understand; any money that is kept in banks or other financial Institutions

will yield a certain amount of money after certain period of time. This

money in turn comes from the loans that are lent out by the banks two

other parties, under the condition that it is paid in full, along with some

extra amount of money based on a fixed percentage of the principal

amount. This extra amount is referred to as interest, is shared between the

bank and the depositor.

 

When it comes to the amount of interest that is earned, the exact yield on

interest is largely based on the amount of money that is deposited and the

time that it is left in the possession of the bank. While the first factor can be

independent of age, the second one isn’t to a very large extent. On the

contrary, the more the amount of time that passes, the greater will be the

accumulation of interest.

 

Interest can be used to one’s advantage if one knows how to engage in

proper financial planning. If one can take proper advantage of the interest

system that is currently in use across banks and other Financial

Institutions, one can look forward to a great amount of wealth being built

especially in the long run.

 

Only disadvantage of this system is that the wealth that is created, to grow

in an extremely slow manual unless the amount of money that is deposited

in these institutions happen to be an extremely large sum.
Coming to the actual interest, it can be done in a multitude of ways. Some

of the different ways in which interest can be earned are savings account,

fixed deposits, certificate deposits, peer-to-peer lending, etc.

 

Those who are in their twenties can especially take advantage of the time

factor, due to the amount of leverage they have over those who aren’t of

their same age bracket. The amount of time that is available will allow for a

greater amount of interest to be accumulated in the long run, due to the

compounding factor of interest over an extended period of time.

 

As a whole it can be said that saving money is how to build wealth in your 20s and is an excellent strategy to build wealth when you are young.

 

 

 How To Build Wealth Through Starting A Business

 

Starting a business is perhaps of the fastest ways the people can build

wealth. It is possible in fact quite literally get rich overnight, by starting a

business. And the best part about starting a business is that, it is completely

independent of how young or old you may be. This is in fact one of the most

efficient ways in learning how to build wealth in your 20s.

 

The reason for this is that today business works in generating wealth

different from the way that jobs work. The way that jobs work is on the

principle of exchanging one’s time. Businesses on the other hand, work on

the principle of exchanging value for money instead of time.

 

The advantage that businesses have over jobs is that they are independent

of time. While it is necessary to devote a certain amount of time to run a

business, the returns on it are a lot higher than what it would be should the

same effort have been put into a job. In other words, there is no upper limit

when it comes to the amount of money that is made in a business, while a

salary is capped at a fixed amount that is paid out at the end of the month.

Coming to the actual process of starting a business, it is something that can

be quite difficult to get established in. This is because most businesses

require a great amount of startup capital, which will not be available for the

common man. However this need not be something that is of a

discouragement to do was interested in becoming an entrepreneur. On the

contrary, there are plenty of where is that one can raise funds to start the

business. Some of the most common methods include:-

 

Venture capitalists

Banks and other Financial Institutions

Family And friends

Personal Savings

Profit from existing businesses

 

There are certainly a lot more sources of finance then the ones which have

been mentioned about. The ones that have been mentioned however

happen to be the most commonly used methods of raising funds, when one

is interested in an entrepreneurial venture.
With regard to the actual functioning of businesses, it is easy to understand

how it works from the top to the bottom. Businesses work on the principle

of solving problems that people face in their daily lives. In other words, the

way that a business makes money is by making things a lot simpler than

what it used to be before to the masses. If a business is capable of solving

the problems that people will be having in the everyday lives, it can look

forward to a great amount of money being made over the short as well as

the long run.

 

There are a lot of people who have the fear of incurring a loss. This is

certainly a possibility, as business ventures can result in losses if one is not

careful. But it need not be the case for most part, especially if proper

financial planning is undertaken. This is another way on how to build wealth in your 20s.

 

As a whole it can be summarized that starting a business is perhaps one of

the fastest ways that one can accumulate wealth, regardless of whether they

are in their twenties or for that matter have already retired.

 

How Discipline Can Help To Build Wealth

 

One of the best ways that one can build a business is through the

application of discipline. This is especially important for those who are in

their twenties, due to the fact that they have a great amount of time to

leverage when it comes to building their wealth.

 

While most of the techniques that are utilized in the building of wealth

happen to be practical advice on the accumulation of wealth, discipline is

something that will go a long way in furthering the understanding and

comprehension of how to build wealth in your 20s.

 

The way that discipline helps in building wealth is quite simple and easy to

understand. Much of the actual wealth that is generated is of no use to a

person, unless he’s in a position to properly manage it. On the contrary,

there is very much a possibility that one’s earnings will end up getting

squandered or spent in an illogical manner without the proper amount of

financial discipline.

 

Coming to the actual activities that involve financial discipline, there are a

few of them which need to be taken quite seriously in one’s everyday life.

Some of the most important of them are as follows:-

 

Living below one’s means – in simple terms is refers to the way in

which one lives the life, where the amount of money that is spent is a

lot less than what is earned. This practice office for a great amount of

money to be saved, especially in the long run.

 

Budgeting – budgeting refers to the idea of allocating it fixed amount

of funds for particular purposes; with the conditionality that the

money spent on these purposes does not exceed what has already

been allocated.

Control of impulse spending – this is just another way of describing

money being spent without any proper planning, due to a lack of

control over the funds that one maybe having. The money over here

gets spent due to factors such as desire vanity curiosity greed and so

on.

 

Investing – this refers to the allocation of funds into the purchase of

assets and wealth generating businesses. Investing can help in one to

grow wealth in both the short as well as the long run. This is one of

the best kept strategies of the rich, acquisition of assets as opposed to

liabilities.
Acquiring Financial Literacy – This is something that isn’t related to

the concept of general literacy. General literacy refers to the ability to

read and write. Financial literacy refers to being literate when it

comes to the handling of finances and its judicious management in

one’s daily life. As much as it might sound like something that is

rather obvious in nature, the fact remains that much of it is never

taught in schools, universities or anywhere else. On the contrary, the

concept of financial literacy is something that has to be acquired on

one’s own through the use of books, magazines and the internet and

so on.

 

While there are certainly plenty more strategies in which one can build

financial discipline, these are some of the best utilized methods in exercise

and discipline when it comes to finance.

 

As a whole, in addition to focusing on building wealth through such means

have businesses and jobs, it is important to acknowledge that financial

discipline is also an important factor in growing wealth getting rich in one’s

life.
5.) Immigrating To A Better Economy To

Build Wealth

 

Building wealth is something that people across the world would love to

engage in. However, it is not always possible depending on the place that

one is currently residing.

 

The reason for this is that, it will take a certain amount of economic

development for a country to achieve, before people can start aiming for

riches. As a result of this, people who come from poor countries are at a

relative disadvantage, when it comes to finance. The hardest affected are

perhaps youth who are in their twenties, who don’t have the opportunities

to take advantage of and come up in life.

 

This however need not be discouraging for those from developing countries

wondering how to build wealth in your 20s. There is always one option

that is always open for those people who have the determination to get rich

and build wealth; and that option is immigration.

 

Immigration in simple terms refers to the movement of people from one

part of the world to another. This is in fact something that has been taking

place across the world for a very long time; people have been migrating

from rural to urban areas life ever since the dawn of the industrial age.

These days however, the moment of people is largely concentrated in the

form of migration from one country to another.

 

There are a lot of reasons for this happening in today’s world, but one

simple way that it can be summarized is the concept of ‘demand and

supply’. For quite a long period of time, developed economies have had an

issue of low birth rates, which has resulted in a smaller workforce over the

past several years. In addition to this there is also the issue of the taxation

system which is burdened by a lack of taxpayers. Last but not the least, is

the issue of a shortage of skills in the developed world for specific jobs,

resulting in vacant positions that need to be filled with foreign workers. All

of these could be described as the ‘demand’ side of the equation.

 

Coming to the ‘supply’ side of the equation, developing countries often have

the advantage of highly skilled workers, who unfortunately do not have the

means to get employment. In addition to this, there is also the issue of low
or moderate wages in comparison to the jobs available in developed

countries. There is also the issue low standard of living, caused by the lack

of economic development.

 

If one can look into the demand and supply side of the equation, it becomes

quite clear the system is rife for immigration developing to the developed

World.

 

Today, there is an ever increasing demand for skilled labor across multiple

developed regions of the world, all of which are severely lacking in the

necessary labor force. Young people are especially at an advantage due to

the fact that they belong to an age category that are highly preferred as

potential immigrants and generally considered over those of other age

categories.

 

It should also be added here that the potential for immigration isn’t

something that is limited only to those people who are skilled workers. On

the contrary, even those people who are into starting businesses can apply,

albeit with the disadvantage that they may not have the necessary capital to

get started with their business in a foreign country.

 

As a whole, people who are interested in how to build wealth in your 20s taking advantage of this demand and supply equation, can look forward to building a great amount of wealth

if they play their cards right. Those who are in their twenties can take

advantage of this as it could be an excellent avenue to start getting rich.

Learn the Power of Accumulation to Build Wealth

Economic success comes from the power of accumulation. This power has to do with how adding a little on a frequent basis can build into a fortune over time. It requires the eyesight to see where small efforts every day can lead to great achievements as time passes. Learn this and use it and you will realize tremendous accumulation

of wealth.Nature teaches us all the value of steady accumulation, there is actually a way to build wealth from nothing. While some natural processes such as scenic eruptions and earth quakes can massively change the landscape in a short time almost all of the change that occurs

Learn the Power of Accumulation to Build Wealth

in characteristics occurs through gradual deposition.

Mighty glaciers numerous mls across are built one tiny snow flake at any given time. Thousands of miles of beaches are made upwards of billions and billions of grains of sand, every one eroded from stone by wind and water, one at a time. The immense Grand Canyon was eroded by wind and water one millimeter at a time over millions of years.

In fact almost all of the face of the earth was carved and formed from the gradual forces of tiny rain drops and snowflakes. Never underestimate the power of the frequent force of tiny steps repeated over and over.

Accumulate Value Not Stuff

When we speak here of accumulation our company is not talking about stuff. No one becomes wealthy buying plenty of stuff. Millions have squandered thousands of bucks on consumer items. These people hold no value and they bring no return. When we speak here of accumulation we talk about accumulation of wealth through the discipline to save on a continuous basis and also to wisely invest what has been saved.

Benefit Investment As opposed to Status

Portion of the pressure that causes many to spend their hard earned cash on stuff is that they think it buys them status. Folks want to drive expensive cars and houses, wear lots of expensive clothing and own lots of recreational toys because it brings them status. This is however a hollowed out status. It does not endure. The stuff that folks spend their cash on keeps little value in most cases and earns no return.

If you commit your hard earned money in value somewhat than in status you will see great returns over time. Like tiny snowflakes those dimes and quarters you save and invest will over time create massive fortunes.

One Tiny Step After Another Will certainly Travel 1000 Miles

The great Chinese philosopher Lao Tzu is often awarded with the axiom A new Journey of a Thousands of Miles Begins With a Single Step. He may as well have said that a journey of any thousand miles is made up of many individual steps. People have wandered around the world but have done so one step at a time.

A person can build wealth in the same manner, one dollar at any given time. People are by nature inpatient. They want to see immediate results. They need immediate gratification. People do not want to wait around decades to see the gradual deposition of their investments turn into a fortune. They will want it now.

With regard to almost all of us however it will not happen now. It will only happen as time passes. I once advised to someone that if they invested carefully and lived more frugally they could create significant prosperity in as little as ten years. The reaction was total surprise and frustration. Who wants to wait a decade was their response.

Then i suggested to them that the five years will pass one way or the other. 10 years from now you can be just as poor as you are today if you do nothing differently. However, if you apply the self-discipline to save lots of and invest on a regular basis over those ten years when they have passed you will have a tidy sum.

Many people look back again over their lives and wonder the location where the time and the money went. They will lacked the vision to make use of discipline today to build the fortune of down the road.

Study from nature and from those who have applied the energy of accumulation. Begin today to save and spend. Day by day, money by dollar, it will grow. It may take a decade, it may take more than one 10 years, however long it will take, the time will pass either way, in the end you will either have a lot or you will have nothing. Typically the vision you have today and the discipline you apply over the time that passes will make the difference.

Building Wealth: Attaining Financial Independence

Building wealth is something that we all want to do and we need to do it as early as possible because we want to get the chance to enjoy life to the fullest rather than flushing our days and nights to waste because of too much work. Through wealth building, it will be possible to attain financial independence, which is commonly known as the

ability to earn the amount you would like to get within a given time period utilizing your own investments. This essentially involves producing a stage of investment income that will allow you to generate that on a yearly basis. On this site you can learn how to build wealth from nothing, it is really easy too.

Building Wealth Attaining Financial Independence

On the other hand, financial self-reliance can be viewed as the freedom to continually spend at your current degree for the rest of the days of your life.

Because they build wealth effectively, you can live a life that’s not bothered by any financial stress. That kind of life would be absolutely heavenly. Within this kind of life, you may easily leave your career or job because you know that your future is already well certain.

If you want to enjoy this kind of lifestyle for yourself, you need to know the four pillars of making a successful investment. These pillars are not intended to tell you which type of investment will work best or which will do best in the future. Instead, these are intended to show people the steps of creating a plan that will allow them to ensure success on their own.

You have to know that the chances of becoming financially independent fluctuate from one person to another. If you’re a young individual who has a really strong wish to achieve this kind of thing, then your chances are really high. However, this doesn’t mean that this sort of thing only works for young people.

On the other hand, if you’re somebody who is both young and strongly willing to save money on a regular basis and make a wise investment, then your chances of becoming economically independent is within your reach. The four key elements that will help you make yourself a financially impartial person are time, knowledge, discipline, and strategy.

These four pillars are the best and most effective type of plan that you might have if you would like to attain financial success. However, only two of these items can be given to you and perhaps they are time and self-discipline. You don’t have to worry because the other two can be gained through reading.

You have to know that the success rate of an investment strategy depends upon the quality of the investment itself. This means that getting success involves making careful and intelligent decisions. Actually though nothing’s certain, you can make yourself certain to a certain degree about something.

To be able so that you can do this, you have to read and do intensive research about the sort of investments that you plan on making. Don’t jump into something just because people tell you that it’s something which real good. Instead of doing this, you have to learn the details of such investment so as to determine for yourself if it’s something that will work well for you.

Build Wealth Online With Put Option Trading

The stock market is one of the most popular ways to make money. Inside the stock market a very very lucrative way to build wealth is options trading. I make 15 t0 20% every month by trading options, more specifically put options.There are two attributes to put options trading. There is the aspect of protection on your account aka buying

insurance for your stock, and then there is the wealth building, monthly income side aka getting paid to own a stock. A few have a quick look at both.Buying Insurance with Put Alternatives.As the owner of a the put options contract,

Build Wealth Online With Put Option Trading

you have the “option” to sell a stock at a certain price up until you sell the possibility or the option expires.

The majority of investors use puts to protect their account from big movements to the disadvantage as well as lock in profits. For example, lets say an investor acquired a stock and it went up in price by about $10 each share. This is a pretty big move.

Right now the question you might be asking is… should you take profits or allow it to ride? Also you have to consider that if you do nothing, your profits could be erased in minutes with some bad news. Taking no action is one of the most severe things you can do in the stock market.

What do you do for the reason that situation?

You can obtain a put option at a strike price which is a few prices below the current price of the stock. By simply doing this, you will be able to sell your stock at that hit price regardless of what happens to the price tag on the actual stock. For example , if you purchased the stock at one hundred dollar and it went up to $250, you could buy the put at $240. With the $240 put option, no matter how low the stock goes, you can still sell it at $240! So, if the stock droplets to $30 per reveal, you can easily still sell it at $240, think about that for a second… allow it sink in.

Generating Monthly Passive Income with Put options

On the other side of the put options coin is the best way to build wealth with options by making passive income every month.

In order for the stock investor to guard his stocks by buying protective puts, he needs to have someone prepared to sell those put options to him.

I actually earn cash every month by selling put options against stocks I would be willing to own or even against stocks that I never plan to own.

The particular key to building riches with put option marketing is to sell puts on stocks you would not mind owning and to also look for stocks that are relatively flat as much as their price goes. Flat stocks are stocks that move no more than $3 in a calendar month and have very low PE ratios.

I find that It is good a lot of success by trading stocks in the 20 dollars – $30 budget range. Something higher or lower tends to be too high-risk in my opinion.

I have recently been investing for over ten years and have done careful research about how to build wealth. My primary concentrate is on strategies that can create low chance residual streams of income.